How you’re protected when you pay !

At Premier Villas, paying by card gives you valuable and essential legal payment protection at no extra cost! - If we do not deliver on what we have promised, you will be able to claim a full refund.

By far the best ways to protect against fraud and to protect your money is to pay with a credit card. Under Section 75 of the Consumer Protection Act, any purchase you make that is worth between £100 and £30,000 is protected by your credit card provider.

Your rights when paying by credit card

If you use your credit card to purchase a holiday costing up to value £30,000, you are covered by ‘section 75’ of the Consumer Credit Act. It means the card company has equal responsibility (or ‘liability’) with Premier Villas, the seller, if there is a problem with the holiday you have paid for, or Premier Villas fails.

Problems that are covered

• If Premier Villas & Resorts fails to supply the accommodation or supplies accommodation that is not up to standard.
• If Premier Villas & Resorts misrepresents the accommodation or ceases trading.

Minimum and maximum spending limits

For full protection from your credit card company, you must spend between £100 and £30,000. The £100 minimum amount applies to each booking, for example,

• How it works! - If your accommodation costs £5000 in total and you pay £100 of that total on your credit card as a deposit, and then pay the balance by either cheque/bank transfer or debit card – You will qualify for full protection of the whole value of your booking under the Consumer Protection Act Section 75. This is particularly useful given almost half of travel insurance policies do not cover failure, according to Defaqto.

Useful Link

Section 75 Of The Consumer Credit Act